Legal

Client Services Agreement

Parties

This Client Services Agreement (the "Agreement") is made between:

(1) EREGION INFORMATION TECHNOLOGY - FZCO, a free zone company incorporated in the United Arab Emirates, of Dubai Silicon Oasis, IFZA Business Park, Dubai, United Arab Emirates ("Eregion", "we", "us", "our"); and

(2) the person or entity whose details appear in, and who executes, the Acceptance and Execution section of this Agreement (the "Client").

This Agreement binds the Client from the date the Client executes it (the "Effective Date"). Eregion is not required to countersign. Eregion may decline to accept any Client, and becomes bound only when it first provides any Service to the Client.

Important terms the Client should read first

This summary does not replace the clauses it refers to.

• Consultancy, data and software services (clauses 2 and 3). Eregion acts as a consultant, data provider and software-as-a-service (SaaS) provider. It also makes available assistant management and remote secretarial support under clause 4. It does not carry on the Client's Business, handle Client money or provide or arrange any Regulated Service.

• Simulated activities only (clause 2.7). Any trading-related Services concern Simulated Accounts only. Eregion provides no Service for any Live-Money Account.

• No advice, no guarantee, no financial services licence (clause 7). Eregion is not a regulated financial services provider and gives no personal recommendation and no assurance of any result.

• Optional third-party support (clause 4). The subscription includes availability of assistant management, remote secretarial and related administrative services supplied by separate third parties. Their use is optional and subject to the third party's own terms. Eregion is not responsible for what the third party does. These services exclude Regulated Services, handling money or other value, and services relating to Live-Money Accounts.

• Platform rules and laws must be followed and are the Client's responsibility (clauses 4.10 and 6.3).

• Liability is excluded and capped; the Client indemnifies Eregion (clauses 10 and 11).

• Fees are paid in advance and are non-refundable (clause 5).

• Disputes go to arbitration in Dubai and must be brought within the period in clause 10.5 (clause 13).

1. Definitions and Interpretation

1.1 In this Agreement:

"Account" means any account, profile, digital wallet, payment or stored-value facility, or other service held by or registered to the Client with or through a Platform.

"Applicable Laws" means all laws and regulations applicable to the Client, the Business, an Account or its use, including those of the country in which the Client resides, the country in which the relevant Platform operates, and each country in or from which the Business is carried on or the Services or Third-Party Services are provided or used.

"Assistant Management Services" means administrative coordination of the Client's support requirements, including assistance with selecting assistants, organising administrative tasks, scheduling and coordinating routine support workflows. These services are subject to the limits in clauses 3 and 4.7.

"Billing Cycle" means each successive monthly period for which the Services are provided, the first commencing on the Effective Date or such other date notified by Eregion.

"Business" means the Client's activities as a signal provider and/or simulated or funded trading freelancer, including the Accounts and the Client's relationships with Platforms, subscribers and service providers.

"Counterparty" means any proprietary trading firm, simulated or funded trading service provider, evaluation platform, signal distribution platform or similar third-party service with which the Client holds or seeks an account or relationship.

"Eregion Materials" has the meaning given in clause 8.1.

"Eregion Parties" means Eregion, its affiliates, and its and their officers, employees and contractors. A Third-Party Provider is not an Eregion Party.

"Live-Money Account" means an Account on which orders are executed in a live market, or in which money, virtual assets or other value is traded or held.

"Losses" means all losses, liabilities, damages, claims, demands, fines, penalties, taxes, costs and expenses, including legal costs on a full indemnity basis.

"Platform" means any third party that provides, operates, hosts or administers an Account, and includes each Counterparty.

"Platform Terms" means the terms and conditions, rules, policies and directions of a Platform applicable to the Client or an Account from time to time.

"Privacy Policy" means Eregion's privacy policy published at https://eregioninfo.tech/legal/privacy, as amended from time to time.

"Regulated Service" means any service or activity that, under the laws of the United Arab Emirates, the laws of the place from which it is provided or any Applicable Laws, may be provided or carried on only by a person holding a licence, registration or approval from a financial services, capital markets, virtual asset, payment services or similar financial regulatory authority. It does not include an activity that requires only a general trade or business licence. Depending on those laws, it may include advising on, arranging, introducing, promoting, managing or dealing in financial products, investments or virtual assets; holding, safeguarding, transferring or exchanging money, virtual assets or other value for another person; and payment, remittance and stored-value services.

"Remote Secretarial Services" means remote clerical, documentation, scheduling, record-keeping and related administrative assistance, subject to the limits in clauses 3 and 4.7.

"SaaS Services" means software-as-a-service functionality, digital tools and related technical resources that Eregion makes available for the Client's own use as part of the Services.

"Services" means the services described in clause 2, as scoped for the Client's applicable Subscription Tier.

"Simulated Account" means an Account on which trading is simulated, so that no order is executed on it in a live market and no money, virtual assets or other value is traded or held in it. A funded account that meets these conditions is a Simulated Account, even if the Counterparty may pay a performance-based reward on it.

"Subscription Fee" and "Subscription Tier" have the meanings given in clause 5.

"Third-Party Provider" means any separate third party whose services Eregion makes available to the Client, or to which Eregion introduces the Client, including a provider of Assistant Management Services, Remote Secretarial Services, or related administrative and onboarding support.

"Third-Party Services" means the services that a Third-Party Provider supplies to the Client.

"Third-Party Terms" means the agreement or terms between the Client and a Third-Party Provider under which Third-Party Services are provided.

1.2 Headings are for convenience only. "Including" means including without limitation. References to currency are to United States dollars unless stated otherwise.

2. The Services

2.1 Subject to this Agreement and payment of the Subscription Fee, Eregion will make available consultancy, data and SaaS Services for the Business. Depending on the Client's Subscription Tier, and as Eregion determines from time to time, the Services may include:

(a) business and technical consultancy concerning the Client's systems, processes, software and workflows;

(b) datasets, research, analytical resources and general business information;

(d) general educational and methodological documentation, including descriptions of simulated trading approaches for the Client's own consideration, which are not specific to the Client or to any particular trade;

(e) SaaS Services, including AI-based tools, dashboards, reporting tools and related technical guidance;

(f) general observations on information the Client chooses to report to Eregion, including retrospective observations on reported simulated trading activity that do not recommend any trade; and

(g) making available Assistant Management Services, Remote Secretarial Services and related administrative support supplied by Third-Party Providers under clause 4.

2.2 Eregion determines the manner, personnel, tools and resources by which the Services are delivered, and may vary, suspend, replace or withdraw any component of the Services at any time.

2.3 The Services are provided on a reasonable-efforts basis. Eregion does not commit to any result, service level, response time or availability, and time is not of the essence for any Service.

2.4 Eregion may deliver the Services through any Eregion Party, including personnel located in other countries. Any liability of Eregion for their acts or omissions is subject to clause 10.

2.5 Eregion's role is that of a consultant, data provider and SaaS provider, together with arranging the availability of administrative support under clause 4. The Client remains responsible for implementing its decisions and carrying on its Business. Clause 7 applies to all Services.

2.6 Eregion provides the Services only within the activities stated in its trade licence. The Services are not intended to include any Regulated Service, and clause 3.5 applies.

2.7 Simulated activities only. Any trading-related Services concern Simulated Accounts only. Eregion does not provide any Service for or in connection with a Live-Money Account, and the Client must not use the Services for or in connection with one. If Eregion becomes aware that the Client is doing so, Eregion will stop providing the Services for that purpose. Clause 4.7 applies the same limit to Third-Party Services.

3. Limits of Eregion's Role

3.1 Eregion does not, and has no authority to:

(a) carry on the Client's Business or make business or trading decisions on the Client's behalf;

(b) place, modify or close any order or trade, or publish any signal, for the Client;

(d) receive, hold, pay, transfer or convert any money or other value belonging to the Client, or pay any invoice on the Client's behalf;

(e) advise on the merits of entering into, holding or exiting, or recommend, arrange, manage or deal in, any particular trade, financial product, virtual asset or investment for the Client; or

(f) act as the Client's agent, representative, attorney, trustee or fiduciary in any matter.

3.2 The Client must provide only the information reasonably needed for the Services and must not instruct Eregion to perform any activity outside the scope of this Agreement.

3.3 Every decision is the Client's own, including whether and how to use the consultancy, data, software and other resources provided, to place or close any trade, to publish any signal, to use any Platform or to engage any Third-Party Provider.

3.4 Nothing the Client asks Eregion to do extends Eregion's role beyond this clause, unless Eregion agrees to it in a separate written agreement signed by Eregion. Eregion will not agree to do anything that clause 3.5 excludes.

3.5 Eregion does not offer, provide, arrange, facilitate, introduce or promote any Regulated Service to or for the Client, and does not make a Regulated Service of a Third-Party Provider or anyone else available to the Client. The Client's own Business is carried on by the Client alone, under clause 6.1(d). If Eregion becomes aware that any part of the Services or of any Third-Party Services is a Regulated Service, it will stop providing or making available that part and tell the Client.

4. Third-Party Services

4.1 Included support. The Subscription Fee includes the availability of Assistant Management Services, Remote Secretarial Services and related administrative support that Eregion makes available from time to time for the Client's Subscription Tier. Eregion's part is limited to arranging and paying for that availability.

4.2 Optional. The Client is free to use Third-Party Services or not. The Services in clauses 2.1(a) to (f) are available either way, and the Subscription Fee is the same whether or not the Client uses any Third-Party Services.

4.3 Who provides them. Third-Party Services are provided by the Third-Party Provider and not by Eregion. Each Third-Party Provider is a separate legal entity that carries on its own business. It is not an Eregion Party, and is not Eregion's agent, partner or joint venturer. Eregion does not direct, supervise or control a Third-Party Provider's services or personnel.

4.4 Third-Party Terms. Third-Party Services are provided only under the Third-Party Terms, which are made directly between the Client and the Third-Party Provider. The Client must accept the Third-Party Terms before using the Third-Party Services. Eregion is not a party to them.

4.5 Eregion's payment to Third-Party Providers. Eregion pays each Third-Party Provider a commercial fee, which may vary with usage, for making its services available to Eregion's clients. The Client pays no separate fee for included support, unless the Third-Party Terms provide for additional charges. Eregion's payment does not make Eregion the supplier of the Third-Party Services or responsible for them. Eregion and a Third-Party Provider may have owners, directors or personnel in common.

4.6 Changes. Eregion may add, replace or withdraw any Third-Party Provider or any Third-Party Services at any time, without liability and without any refund or reduction of the Subscription Fee. Eregion does not promise that any particular Third-Party Provider or Third-Party Service will remain available.

4.7 Limits. Third-Party Services are limited to Assistant Management Services, Remote Secretarial Services and related administrative support. They do not include:

(a) any Regulated Service;

(b) receiving, holding, paying, transferring, exchanging or converting money, virtual assets or other value for the Client;

(d) entering into agreements, accepting Platform Terms or completing identity verification in the Client's name.

While this Agreement continues, the Client must not ask or allow a Third-Party Provider to do any of those things as part of Third-Party Services made available under this Agreement. The Client's instructions to, and arrangements with, a Third-Party Provider are governed by the Third-Party Terms alone. Eregion does not give or relay those instructions. Eregion makes Third-Party Services available, introduces the Client to a Third-Party Provider and presents Third-Party Terms on its portal only within these limits, and will stop making the relevant Third-Party Services available if it becomes aware that the limits are not being kept.

4.8 No endorsement or warranty. Making Third-Party Services available is not a recommendation or endorsement. Subject to clauses 3.5 and 4.7, Eregion gives no representation or warranty about any Third-Party Provider, including its competence, security, solvency or conduct. The Client must make its own enquiries about any Third-Party Provider it chooses to use.

4.9 No liability. To the maximum extent permitted by law, Eregion is not liable for any act or omission of a Third-Party Provider, for the Third-Party Services, or for anything done or not done under Third-Party Terms.

4.10 Platform Terms and laws. Third-Party Services are available only to the extent permitted by the applicable Platform Terms, Applicable Laws, the laws of the United Arab Emirates and the laws of the place from which the Third-Party Provider acts, and only on any conditions the Platform sets. Before using Third-Party Services, the Client must check those requirements and give any notice and obtain any consent they require. By using Third-Party Services, the Client confirms to Eregion that it has done so. The Client must not use the Services or Third-Party Services to circumvent Platform Terms or applicable law, or to conceal or misrepresent material facts to a Platform. Eregion does not make Third-Party Services available where it is aware that their provision is prohibited. The Client acknowledges that a Platform which considers its terms breached may suspend, restrict or close an Account, void results, forfeit fees, and withhold or reclaim payouts and balances, and that those consequences are the Client's alone.

4.11 Signing through the portal. For convenience, Third-Party Terms may be presented to the Client and accepted on Eregion's onboarding portal. Where they are:

(a) Eregion makes the portal available as a technical host only;

(b) the Third-Party Terms are made between the Client and the Third-Party Provider named in them, and Eregion is not a party to them;

(d) Eregion passes the accepted Third-Party Terms, and the information the Client submits for them, to the Third-Party Provider as described in clause 9. The portal is for documentation and acceptance only; instructions concerning Third-Party Services must be given directly to the Third-Party Provider.

5. Subscription Tiers Fees and Payment

5.1 The Services are provided on a subscription basis across four tiers (each a "Subscription Tier"), for a fee per Billing Cycle (the "Subscription Fee"):

(a) Micro, for clients that are new or in early stages: a Subscription Fee of less than US$5,000, as notified by Eregion;

(b) Tier One: US$5,000;

(d) Tier Three: US$20,000.

5.2 Eregion determines the Client's Subscription Tier for each Billing Cycle by reference to the volume of consultancy, data, software resources and support required to provide the Services to the Client. A Client on the Micro tier moves to Tier One once the threshold notified by Eregion is met.

5.3 Before each Billing Cycle starts, Eregion will notify the Client of the Subscription Tier and Subscription Fee for that Billing Cycle. The Client accepts by paying the Subscription Fee or by continuing to use the Services. The Client may decline only by cancelling under clause 12.2 before that Billing Cycle starts.

5.4 Subscription Fees are payable in advance and must be received in cleared funds before the Billing Cycle to which they relate starts.

5.5 Payment may be made by any method Eregion accepts from time to time. Eregion does not accept payment in virtual assets, other than a payment token that the laws of the United Arab Emirates permit it to accept. Payment may be made for the Client by a third party the Client has authorised to make it, other than a Third-Party Provider, and the Client must identify that third party to Eregion on request. Eregion may refuse or return any payment that it is not satisfied it may lawfully accept.

5.6 All fees are exclusive of taxes, duties, and transaction and conversion charges, which the Client bears. Payments must be made in full without set-off, counterclaim, deduction or withholding. If a deduction or withholding is required by law, the Client must pay the additional amount needed so that Eregion receives the full fee.

5.7 Subscription Fees are non-refundable in all circumstances, including where the Client stops using the Services or an Account is suspended or closed, except where a refund is required by law that cannot be excluded.

5.8 If any amount is not received when due, Eregion may suspend the Services immediately and without notice, and terminate under clause 12.3. Suspension does not relieve the Client of any payment obligation.

5.9 The Client is solely responsible for all taxes, filings and reporting arising from the Business and the Accounts. Eregion does not withhold, report or account for tax on the Client's behalf.

6. Client Warranties and Obligations

6.1 The Client represents and warrants, on a continuing basis, that:

(a) the Client is at least 18 years old, or is a duly organised entity, and has full capacity and authority to enter into this Agreement;

(b) the Client enters into this Agreement for the purposes of the Client's trade, business or profession and not as a consumer;

(c) the Client has read and understood this Agreement in English and has had the opportunity to take independent legal, tax and financial advice on it;

(d) the Client holds every registration, licence and approval that Applicable Laws require for the Business, including for the provision of signals to others;

(e) neither the Client nor any person for whom the Client acts is subject to sanctions, or resident in a country subject to comprehensive sanctions, administered by the United Arab Emirates, the United Nations, the United States, the European Union or the United Kingdom; and

(f) the Client is not resident or established in the United Arab Emirates.

6.2 The Client must:

(a) provide accurate, current and complete information to Eregion and update it promptly;

(b) use the Services only for lawful purposes and in accordance with this Agreement;

(c) remain responsible for the Business and the Client's decisions, instructions and dealings with Platforms, subscribers and service providers;

(d) maintain appropriate security for the Client's own systems, information and use of the SaaS Services;

(e) provide any identification, documents and information Eregion requests in order to verify the Client's identity. Eregion may suspend the Services until satisfied; and

(f) pay all amounts due under this Agreement on time.

6.3 As between the parties, the Client is solely responsible for compliance with all Platform Terms and Applicable Laws in connection with the Business and the Accounts, including registration, licensing, tax and disclosure obligations. Eregion is not required to review any Platform Terms or Applicable Laws, and nothing Eregion says about a Platform or its terms is an assurance that anything is permitted. The Client bears every consequence of any breach or alleged breach, including Account suspension, restriction or closure, forfeiture of fees, and withholding or clawback of payouts or balances. No such consequence gives rise to any liability of Eregion or any right to a refund.

7. No Advice No Reliance and Risk

7.1 Not regulated. Eregion is not a licensed or regulated financial services provider, broker, investment adviser, portfolio manager, custodian or payment service provider, and does not carry on any activity for which a financial services licence is required. The Client does not rely on Eregion holding any such licence.

7.2 Nature of the Services. Eregion provides business and technical consultancy, data, software and general information. Consultancy may address the Client's administrative or technical requirements, but does not include financial, investment, legal, accounting or tax advice. Any trading-related information is general in nature, apart from retrospective observations under clause 2.1(f), and is not a personal recommendation or solicitation to buy, sell or hold any financial product or to enter into any transaction. The Client decides for itself whether and how to use the Services.

7.3 Risk; no guarantee. Trading, including simulated and funded-account trading, involves significant risk of loss. Eregion gives no guarantee, representation or warranty as to trading performance or profitability, the outcome of any evaluation or challenge, the retention of any Account, the payment of any payout, subscriber numbers or revenue, or the solvency, security, conduct or continued operation of any Counterparty or other Platform. Counterparty information is not exhaustive, may be inaccurate or out of date, and Eregion has no duty to update it.

7.4 Software and tools. SaaS Services and outputs of AI-based and digital tools may contain errors or be inaccurate or incomplete and are used at the Client's risk. The Client is responsible for assessing outputs before relying on them. Eregion does not warrant uninterrupted or error-free availability.

7.5 No reliance. The Client has not relied on any statement, projection, past result, testimonial or marketing material that is not set out in this Agreement.

7.6 As is. The Services are provided "as is". All conditions, warranties, guarantees and terms implied by law are excluded to the maximum extent permitted.

8. Intellectual Property and Confidentiality

8.1 Eregion (or its licensors) retains all intellectual property rights in the Services and in all datasets, software, tools, reports, documentation and materials provided under this Agreement ("Eregion Materials"). The Client is granted a limited, revocable, non-exclusive, non-transferable licence to use Eregion Materials solely for the Business during the term of this Agreement. The Client must not sell, sublicense, distribute, publish or otherwise make Eregion Materials available to any third party.

8.2 The Client must keep confidential all non-public information received from Eregion in connection with this Agreement, including Eregion Materials and pricing, and use it only for the purposes of this Agreement, except where disclosure is required by law or made to professional advisers under equivalent duties of confidence.

8.3 Eregion will use the Client's non-public information for the purposes of this Agreement and as described in the Privacy Policy, and may disclose it to Eregion Parties and where required by law. Clause 9 applies to any of that information that is personal data.

9. Data and Privacy

9.1 Eregion handles personal data in accordance with the data protection laws that apply to it and with the Privacy Policy. Eregion uses the Client's personal data to provide the Services, to verify the Client's identity and to meet its legal obligations, and for the other purposes described in the Privacy Policy as it stands when the Client accepts this Agreement. Eregion will ask for the Client's consent before using the Client's personal data for a new purpose that requires consent.

9.2 Where the Client chooses to use Third-Party Services, or accepts Third-Party Terms through the portal, Eregion will pass the Client's contact details and the information submitted for that purpose to that Third-Party Provider, which may be located outside the United Arab Emirates. Eregion passes only the information needed for that purpose. The Third-Party Provider handles that information under its own privacy terms and is responsible for how it does so. Nothing in this clause limits Eregion's own obligations under the data protection laws that apply to it.

9.3 The Client expressly consents to the handling described in clauses 9.1 and 9.2, including the transfer of the Client's personal data outside the United Arab Emirates to Eregion Parties and, where clause 9.2 applies, to the Third-Party Provider. The Client may withdraw this consent at any time by notice to Eregion. Withdrawal does not affect anything done before it or any handling that the law permits without consent, and Eregion may be unable to continue the Services that depend on the consent.

9.4 Where the Client gives Eregion personal data about another person, the Client must first make sure it is entitled to do so.

10. Exclusions and Limitation of Liability

10.1 Excluded losses. To the maximum extent permitted by law, and subject to clause 10.3, no Eregion Party is liable to the Client, in contract, tort (including negligence), breach of statutory duty or otherwise, for any Losses arising out of or in connection with:

(a) trading losses, drawdowns, failed evaluations or challenges, or the performance of any strategy or signal;

(b) any act, omission, insolvency, suspension, restriction, closure, payout refusal or clawback of or by any Counterparty or other Platform;

(c) any act or omission of a Third-Party Provider, any Third-Party Services, anything done or not done under Third-Party Terms, or any change or withdrawal under clause 4.6;

(d) the Client's use of, or reliance on, any consultancy, data, software, information, guidance, documentation, observation or tool output provided as part of the Services, or any inaccuracy or incompleteness in it;

(e) the Client's business decisions, instructions, systems or administrative arrangements;

(f) any breach or alleged breach of Platform Terms or Applicable Laws in connection with the Business or an Account;

(g) loss of profits, revenue, payouts, opportunity, data or goodwill; or

(h) any indirect, incidental, special or consequential loss,

in each case however arising and whether or not foreseeable.

10.2 Cap. To the maximum extent permitted by law, and subject to clause 10.3, the total aggregate liability of all Eregion Parties arising out of or in connection with this Agreement and the Services is limited to the Subscription Fee paid by the Client for the one (1) Billing Cycle in which the event giving rise to the claim occurred.

10.3 What is not excluded. Nothing in this Agreement excludes or limits liability for Eregion's own fraud or wilful misconduct, or any other liability that cannot be excluded or limited under applicable law.

10.4 Eregion Parties. The Client may bring a claim in connection with this Agreement only against Eregion, and not against any other Eregion Party. Each Eregion Party has the benefit of this clause 10 and clause 11 and may enforce them.

10.5 Time limit. The Client must notify Eregion in writing of any claim promptly, and where practicable within thirty (30) days, after the Client became aware of the facts giving rise to it. Any claim by the Client for which proceedings under clause 13 have not been commenced within one (1) year after the cause of action accrued is barred. This clause does not shorten any period that the governing law does not allow the parties to shorten.

10.6 Allocation of risk. The Client acknowledges that the Subscription Fees reflect the allocation of risk in this Agreement, that Eregion would not provide the Services on any other basis, and that the Client is better placed than Eregion to control and to bear the risks of the Client's own Business and Accounts.

11. Indemnity

11.1 The Client indemnifies each Eregion Party, on demand, against all Losses arising out of or in connection with:

(a) the Client's breach of this Agreement;

(b) any breach or alleged breach of Platform Terms or Applicable Laws in connection with the Business or an Account;

(d) any claim, demand, investigation or proceeding by a Counterparty, other Platform, Third-Party Provider, subscriber, regulator, tax authority or other third party relating to the Business, the Accounts, the Client's activities or the Client's dealings with a Third-Party Provider; and

(e) any tax, duty or charge for which the Client is responsible.

11.2 The indemnity in clause 11.1 does not apply to Losses to the extent that an arbitral tribunal finally determines that they were caused by Eregion's own fraud or wilful misconduct.

11.3 Eregion may conduct the defence or settlement of any third-party claim covered by clause 11.1 as it sees fit, at the Client's cost, and the Client must give all assistance Eregion reasonably requests.

12. Term Cancellation and Termination

12.1 This Agreement starts on the Effective Date and continues in successive Billing Cycles until cancelled or terminated under this clause.

12.2 The Client may cancel the Services with effect from the end of the current Billing Cycle by written notice to Eregion given before the next Billing Cycle starts. Cancellation notified after a Billing Cycle has started, or after its Subscription Fee has been paid, takes effect at the end of that Billing Cycle, and clause 5.7 applies.

12.3 Eregion may suspend the Services or terminate this Agreement at any time and for any reason by written notice, with immediate effect or from any later date stated in the notice.

12.4 On cancellation or termination:

(a) all amounts accrued remain payable;

(b) the Client's licence to Eregion Materials ends and the Client must stop using them and, on request, delete them;

(c) the Client's included Third-Party Services end, and any continuing arrangement between the Client and a Third-Party Provider is a matter between them under the Third-Party Terms; and

(d) clauses 3, 4.3 to 4.10, 5.6 to 5.9, 6.3, 7, 8, 9, 10, 11, 12.4, 13 and 14 survive.

13. Governing Law and Dispute Resolution

13.1 This Agreement and any non-contractual obligations arising out of or in connection with it are governed by the laws of the Dubai International Financial Centre (DIFC).

13.2 Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Dubai International Arbitration Centre (DIAC) in accordance with the DIAC Arbitration Rules in force at the date of the request for arbitration. The seat of arbitration shall be the DIFC, the tribunal shall consist of one arbitrator, and the language of the arbitration shall be English.

13.3 Each dispute is to be arbitrated on an individual basis. The Client may not bring or join any claim as a member of a class, group or representative action, and no arbitration may be consolidated with another without Eregion's written consent.

13.4 The existence and content of any dispute, and of any arbitration, are confidential.

13.5 Nothing in this clause prevents Eregion from seeking urgent interim relief, or from recovering unpaid amounts, in any court of competent jurisdiction.

14. General

14.1 Entire agreement. This Agreement, together with the Privacy Policy, is the entire agreement between Eregion and the Client on its subject matter and supersedes all prior discussions, arrangements, representations and agreements on that subject matter. Third-Party Terms are a separate contract and do not form part of this Agreement.

14.2 Amendment. Eregion may amend this Agreement by notice to the Client. An amendment takes effect from the start of the next Billing Cycle, and the Client's payment for, or continued use of the Services in, that Billing Cycle is acceptance. If the Client does not accept an amendment, the Client's only remedy is to cancel under clause 12.2.

14.3 Assignment. The Client may not assign or transfer this Agreement or any right under it without Eregion's prior written consent. Eregion may assign or novate this Agreement on notice to the Client.

14.4 Notices. Notices must be in writing and in English. Notices to the Client may be sent to the email address in the Acceptance and Execution section or through the onboarding portal. Notices to Eregion must be sent to admin@eregioninfo.tech. A notice sent by email is treated as received on the day it is sent, or the next business day if sent after business hours in Dubai.

14.5 Relationship. The parties are independent contractors. Nothing in this Agreement creates a partnership, joint venture, agency, employment, trust or fiduciary relationship between them.

14.6 Third-party rights. Each Eregion Party may enforce clauses 10 and 11. No other person who is not a party, including a Third-Party Provider, has any right to enforce this Agreement.

14.7 Severability; waiver. If any provision is held invalid or unenforceable, it is to be read down or severed to the minimum extent necessary, and the remainder continues in effect. A failure or delay in enforcing a right is not a waiver of it.

14.8 Force majeure. Eregion is not liable for any delay or failure to perform caused by events beyond its reasonable control.

14.9 Language. This Agreement is made in English. If it is translated, the English version prevails unless a law that applies to this Agreement requires otherwise. Where such a law requires this Agreement or any invoice to be in Arabic, Eregion will provide the Arabic together with the English.

14.10 Electronic execution. The Client agrees that this Agreement may be executed electronically, and that the Client's electronic signature, the acknowledgements ticked on the onboarding portal and Eregion's electronic records of them are valid and binding evidence of the Client's agreement.

14.11 Mandatory law. Nothing in this Agreement excludes, restricts or modifies any right or remedy of the Client, or any obligation of Eregion, under any law in force in the United Arab Emirates (including federal, Emirate and free zone law) that cannot lawfully be excluded, restricted or modified by agreement. Where such a law applies, this Agreement, including clauses 2.2, 4.6, 5.7, 7.6, 10, 12.3 and 14.2, applies only to the extent that law allows.

Acceptance and Execution

By ticking each box and signing below, the Client confirms that it has read, understood and agrees to be bound by this Agreement, and specifically acknowledges each of the following:

☐ 1. Consultancy, data and SaaS. Eregion acts as a consultant, data provider and SaaS provider. Any trading-related Services concern Simulated Accounts only, and I will not use the Services for any Live-Money Account. Eregion does not carry on my Business, make my trading decisions, place trades, publish signals, handle my money, or provide or arrange any Regulated Service (clauses 2 and 3).

☐ 2. No advice, no guarantee. Eregion is not a regulated financial services provider, gives me no personal financial or investment recommendation, and guarantees no result (clause 7).

☐ 3. Third-party support. My subscription includes the availability of Assistant Management Services, Remote Secretarial Services and related administrative support supplied by separate third parties. Using them is my own choice. They are provided by the third party under its own terms, and Eregion is not responsible for what it does. They do not include any Regulated Service, handling my money or other value, or services for any Live-Money Account (clause 4).

☐ 4. Platform rules and laws. I am responsible for ensuring that my use of the Services and Third-Party Services complies with applicable Platform Terms and laws, including obtaining any required consent. I will not use them to circumvent those requirements or conceal or misrepresent material facts to a Platform. The consequences described in clause 4.10 are mine alone.

☐ 5. Liability and indemnity. Eregion's liability is excluded and capped under clause 10, and I indemnify Eregion under clause 11.

☐ 6. Business purpose. I am entering into this Agreement for my trade, business or profession and not as a consumer.

☐ 7. Privacy Policy. I have read the Privacy Policy and consent to the handling of my information as it and clause 9 describe, including its transfer outside the United Arab Emirates. I can withdraw this consent at any time.

This Agreement is executed by the Client only. Eregion's provision of the Services constitutes its acceptance.